OkCredit - Udhar Bahi Khata

Manage your business ledger and payments effortlessly with OkCredit - Udhar Bahi Khata, the digital khata app trusted by lakhs of Indian businesses.

Designed for simplicity, OkCredit works just like WhatsApp—if you can use messaging, you can master your business operations. Available in 11 Indian languages including Hindi, Marathi, Gujarati, Telugu, Tamil, Kannada, Malayalam, Punjabi, Bengali, Hinglish, and English, it removes language barriers for you and your staff.

Keep Complete Business Records Track money owed by customers and money you owe suppliers with a digital ledger. Share account balances instantly after every transaction to build trust. Access detailed reports and statements to monitor your business health at a glance.

Collect and Make Payments Instantly Accept payments from customers and pay suppliers using UPI, net banking, and debit cards—all within the app. Scan QR codes to pay or show your QR to collect. Ledger balances settle automatically when payments are received. OkCredit is NPCI-authorized, connecting you with BHIM UPI and over 100 banks.

Create Professional Bills and Invoices Generate kacha bills, pakka bills, GST bills, and non-GST bills in seconds. Share them directly with customers or accountants. Unpaid bills automatically log as ledger entries. Collect payments for bills through multiple channels.

Manage Stock and Inventory Track stock levels and receive low-stock alerts. Update inventory automatically when you make sales or purchases. Pull stock items directly into bills for seamless billing and inventory management.

Automate Payment Collections Send bulk payment reminders via WhatsApp or SMS to customers. Never miss a due date or lose money to forgotten payments.

Access Business Loans Grow faster with 100% paperless loans up to INR 1,00,000 from RBI-approved NBFCs. Repay in easy daily instalments over 3–14 months with a low 2% processing fee and APR rates from 18%–24%.

Work Anywhere, Anytime OkCredit works offline in remote areas with poor internet. Your data syncs securely to the cloud in real time, so you never lose information even if your phone is lost. We never share your data with anyone.

Support When You Need It Reach our 24/7 customer support team via WhatsApp or email.

Join the Digital India revolution and simplify your business operations today with OkCredit - Udhar Bahi Khata.